If you want to earn maximum interest on your PPF account then invest money once in the year but before 5th April. In this way, you can earn interest throughout the year because the money you have invested will be the lowest balance for every month hence you can get maximum interest. If you don’t have onetime money and you want to add the money every month then invest it before 5th day of every month.
Analysis:
§ When you invest Rs. 60,000 once a year but before 5th Apr, for 8.7% Interest Rate, then you get the interest Rs. 5,220 and the final amount will be Rs. 65,220.
